Experts generally recommend keeping utilisation below 30% of the total available limit. For example, if you have a combined credit limit of Rs 5 lakh across multiple cards, your outstanding balance should ideally remain below Rs 1.5 lakh.
The article advises on credit card limit increases, recommending that users maintain credit utilization below 30% of their total available limit. For instance, with a combined limit of Rs 5 lakh, the outstanding balance should ideally not exceed Rs 1.5 lakh to ensure financial…
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